E-signature (Mindcat Sign)

UAE

Power of attorney going round by courier? See what the notary keeps and a link carries

By Shivanath DevinarayananPublished 5 min read
Written forOperations or sales lead at a mid-market UAE business“Leads go cold before anyone replies.”

The short answer

Can a UAE company sign a power of attorney by link, or does the notary keep it?

A power of attorney is made on the notary's own system or on paper before a notary, never on a signing link. The Ministry of Justice and ADJD run digital routes, and ADGM Courts require handwriting. Send by link the papers around it, such as the board resolution and the authorisation letter. At Mindcat, we ask the receiving bank first.

A notary's stamp and a phone with a signature pad on a desk, under the words notary first

Takeaways

  1. 01A power of attorney is made on a notary's digital service or on paper before a notary. A signing link is not that route.
  2. 02ADGM Courts say documents must be signed in handwriting on all pages and electronic signatures are not accepted.
  3. 03A notarised power of attorney does not oblige a bank. The bank still applies its own mandate and checks.
  4. 04Not legal advice. Ask your lawyer about your own documents.

If a power of attorney or a notarised paper is the one thing still going round by courier, this is for you. The notary keeps that paper, and a link can carry the papers around it. This is not for you if nobody owns the document after it is signed.

No. A power of attorney is made in the notary's own process, and a signing link does not stand in for it. Our Sign page puts "Marriage, divorce, wills, powers of attorney, anything a notary or court must see" in the Not here row, for both the UAE and Saudi Arabia.

That is not because electronic signatures are illegal. Federal Decree-Law 46 of 2021 lets you use any form of electronic signature unless another law says otherwise. The notary route is one of those other rules, and it comes with its own channel.

What does the notary's own system look like?

It is already digital, which is why "power of attorney means paper" is no longer the right rule. The right rule is that the document is made on the notary's system, never on ours.

In June 2023 the Ministry of Justice launched Phase 2 of its digital service. It offers eight types of power of attorney, covering lawyer representation, legal cases, real estate, rental disputes, licensing, vehicles, stocks and company management. The ministry says a customer can produce a ratified document in less than 10 minutes, without visiting a notary office.

Abu Dhabi runs its own. The Abu Dhabi Judicial Department (ADJD) has an automated service where you apply with UAE Pass. As Gulf News reported in November 2025, the service time is two working days, and the maximum validity is 3 years, or 5 for a lawyer's power of attorney. The fee is AED 100 per year of validity.

Free zones differ again. The ADGM Courts Notary Public FAQs (August 2024) say: "The document must be signed by the authorised signatory(ies) in handwriting on all pages. DocuSign and electronic signatures are not accepted." That is ADGM's rule. Dubai Courts and the federal ministry publish their own, so check the one you use.

The power of attorney is made on the notary's system; the resolution, authorisation and engagement letters go by link
What stays with the notary and what goes by link.

Why does the bank still decide?

Because a notary and a bank answer different questions. A notary service in Dubai puts it plainly: "Notarization validates the instrument within the notarial framework, but the bank still applies its own mandate, KYC, compliance and product rules."

HSBC UAE's business mandate page shows the same habit. Where no delegation authority is held, it says new signatories sign "in the presence of a bank official". A law firm, ATB Legal, gives the practical rule: "Use digital signatures only when the specific stakeholder explicitly accepts them for that document type." That is a law firm's view, not the law.

So the question is never only "is this valid". It is "has the one who receives it said yes", and the papers around the power of attorney can be signed by link once they have.
A power of attorney passes three checks: the authority, the notary, and the bank's own mandate rules
Three parties, three yeses.

The papers that surround the power of attorney. They are your own documents, and the receiver decides what it needs to see.

PaperWhere it is signed
Power of attorneyThe notary's system, or on paper before a notary
Board or owner resolution that authorises itBy link, if the receiver has said it takes a copy
Authorisation letter to the agentBy link
Engagement letter with the law firmBy link
Internal handover note and acknowledgementBy link
Documents a bank wants sighted in personAs the bank says

A link adds a dated record. The audit log shows the file fingerprint and every event, so you can say who signed which version and when. Our post on renewing from abroad shows the same split for a tenancy, and the one on offer letters shows it for hiring.

How do we decide what goes where?

Three questions, asked in this order. This is our method, not legal advice.

  1. 01Must a notary or a court see it? Then it stays on the notary's system or on paper. Stop there.
  2. 02Does the authority name its own channel, as the Ministry of Justice, ADJD and ADGM Courts do? Use that channel, and read its current rules the day you issue.
  3. 03Has the bank or registry that receives it said in writing that it takes a link-signed copy? If yes, send by link. If it has not said, ask first.
Three questions before sending by link: must a notary see it, does the authority name a channel, has the receiver said yes
Three questions before you send.

A power of attorney also has a shelf life. ADGM's notary will not notarise an indefinite power of attorney for use in the UAE: 5 years at most for a lawyer's, 3 years for all others. Put the expiry date in whoever owns the document next.

Here is what our Sign page says today. You pay per sender a month, the people on your team who send documents. Signers are free and unlimited, with no cap on documents.

  • 1 to 5 senders: AED or SAR 69 each.
  • 6 to 20 senders: AED or SAR 49 each, on the senders inside that band.
  • The shared plan, which we host in the UAE, has a minimum of AED or SAR 349 a month, so one office manager does not buy a seat at AED 69.
  • Quick start: a fixed AED or SAR 2,500 for up to 20 senders. We set it up for you.

A company certificate from a licensed provider, and email sending if we provide it, are billed at cost. Prices exclude 5 percent UAE VAT and 15 percent Saudi VAT.

What happens on the first call?

We ask which papers you send for signing and who receives each one. Then we sort them into two piles: what stays with the notary or the authority, and what goes by link. You get a written plan, the go-live date and the monthly price. We call it one link per signer.

If your only need is the power of attorney itself, we will tell you to use the notary's system. If you also send resolutions, authorisation letters and engagement letters by courier or email, tell us what you send and who signs it.

Filed under

E-signature (Mindcat Sign)power of attorney uae onlinedigital power of attorney uaenotarised document e-signature uaebank power of attorney uae
Useful to someone on your team?

FAQ

Questions teams ask next

Can I sign a power of attorney with Mindcat Sign?
No. Powers of attorney and anything a notary or court must see are marked 'Not here' on our Sign page. Use Mindcat Sign for the papers around it, such as a board resolution, an authorisation letter or an engagement letter.
Is there a digital power of attorney in the UAE?
Yes, on the notary's own system. The Ministry of Justice launched Phase 2 of its digital service in June 2023 with eight types of power of attorney. Abu Dhabi's ADJD runs an automated service through UAE Pass. These are government routes, not a signing link.
Does ADGM accept an electronic signature on a notarised document?
ADGM Courts' Notary Public FAQs (August 2024) say the document must be signed by the authorised signatory in handwriting on all pages, and that DocuSign and electronic signatures are not accepted. That is ADGM's rule. Dubai Courts and the federal ministry publish their own.
Will my bank accept a notarised power of attorney?
Not automatically. A notary service in Dubai states that notarisation validates the document within the notarial framework, while the bank still applies its own mandate, KYC, compliance and product rules. Ask the bank in writing before you issue it.
What does Mindcat Sign cost?
AED or SAR 69 per sender a month for 1 to 5 senders, 49 for senders 6 to 20, with a monthly minimum of AED/SAR 349 on the shared plan we host in the UAE. Signers are free and unlimited. Quick start is a fixed AED/SAR 2,500 for up to 20 senders, and we set it up. Prices exclude 5 percent UAE VAT and 15 percent Saudi VAT.

Sources

  1. 01UAE Ministry of Justice: Phase 2 of the Digital Power of Attorney Issuance Service (21 June 2023)Accessed 27 Oct 2026
  2. 02Gulf News: How UAE residents can get a power of attorney instantly onlineAccessed 27 Oct 2026
  3. 03ADGM Courts: Notary Public FAQs (August 2024)Accessed 27 Oct 2026
  4. 04E-Notary Dubai: Power of attorney for banking in the UAEAccessed 27 Oct 2026
  5. 05HSBC UAE: Business account mandatesAccessed 27 Oct 2026
  6. 06ATB Legal: Signatures on corporate documents in the UAEAccessed 27 Oct 2026
  7. 07Mindcat Sign: prices, what stays with the notary (live page)Accessed 27 Oct 2026
Shivanath Devinarayanan, founder of Mindcat

Written by

Shivanath Devinarayanan

Founder, Mindcat Consulting · Salesforce MVP Hall of Fame

Runs 200+ agents in production. Reads every brief that comes in and signs the work that goes out.

About Shivanath

Mindcat Sign · the written assessment

We work in real estate and right now, leads go cold before anyone replies.

Industry
Problem

Brief: Real estate. Leads from portals and WhatsApp. Follow-up has no owner. An agent on a named process. A reviewer on the exceptions. From: /blog/power-of-attorney-notary-or-link.